Dental & Vision Insurance
Dental and vision insurance are types of health insurance that cover the cost of dental and vision care, respectively. Dental insurance typically covers the cost of cleanings, exams, fillings, extractions, and other dental procedures. Vision insurance typically covers the cost of eye exams, glasses, and contact lenses.
HERE ARE SOME FACTORS TO CONSIDER:
The coverage: Make sure the plan covers the services you need. This could include features such as:
- Preventive care
- Major procedures
- Orthodontia
- Eyeglasses
- Contact lenses
The cost: Get quotes from different plans to compare the cost of their premiums.
The deductible: The deductible is the amount of money you have to pay out of pocket before the insurance starts to pay.
The copays: The copays are the amount of money you have to pay for covered services after you have met your deductible.
The waiting periods: The waiting period is the time period that you have to wait before the insurance starts to pay for certain services.
Dental and vision insurance can pay for some of your routine care like dental cleanings and exams, and basic and major services. Get coverage at the dentist as well as vision and hearing benefits. Contact lenses, hearing aids, eye exams, and more. Get coverage tailored for you and your family.
If you are looking for dental and vision insurance, it is important to do your research and compare different providers before making a decision. You should also make sure that the plans you choose are a good fit for your needs and budget.
Call to further discuss
309-388-2224
Frequently-asked Questions
These are a few of the questions we get the most often about us and our business.
If your question isn’t among them, please use our Contact form and we’ll get an answer to you as soon as we can.
What’s the difference between an insurance broker and an insurance agent?
Insurance agents typically work for the insurance company, or as a representative of them. Brokers are independent contractors who represent buyers by analyzing their needs and then providing the best policies available to fulfill those needs. Agents are typically reimbursed through a commission structure with the insurance company that they sell policies for. Brokers are also paid on commission from insurance companies, but they may also charge additional fees to customers which must be approved by each customer before the broker can collect.
Agents can write policies and secure coverage for people. Brokers simply submit applications and take care of the paperwork and approval process for clients, with the policy underwriting and coverage approval being the responsibility of the insurance company that is providing the coverage.
What types of insurance do you sell?
At 309 Insurance Solutions we specialize in benefits, like group health and group supplemental, and Key Person insurance. We also offer individual products like Medicare, cancer, life insurance and more.
How do I know how much insurance I need?
Insurance needs varies by the person or business. There’s no one size fits all so we have a real conversation about real coverage. Call (309) 388-2224 to schedule a free consultation today.
Do you charge a fee for your services?
We do not charge our clients fees in most cases. We get paid from our carriers directly.