Real Conversations. Real Coverage.
Central Illinois Insurance Broker
“There is no “stage” of life where insurance suddenly becomes necessary; it’s about protecting the most important aspects of our life regardless of circumstance. At 309 Insurance Solutions, we have real conversations about real coverage to help real people.”
Ryan Beyer
We Get to Know You
In some ways, finding insurance coverage has never been easier. A quick search from your phone, a few clicks, and boom; you’re insured.
But what does it all mean? Sifting through all the fine print can be a daunting task but without a complete understanding of your policy; critical things could easily be overlooked.
309 Insurance Solutions was founded on the belief that there is no “one size fits all” coverage option. At 309 Insurance, we take pride in getting to know our clients on a personal level and finding the perfect option(s) for their life & family from our vast network of top tier providers.
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Insurance Plans to Fit You
At 309 Insurance Solutions, we partner with several of the top providers in the industry. Our network allows us to pair you with the right provider and the most comprehensive coverage to fit your unique needs and goals.
From Medicare and private insurance options to supplemental plans like Aflac; we’ve got you covered.
Call us today to schedule your complimentary insurance consultation!
Our Carriers
Frequently-Asked Questions
These are a few of the questions we get the most often about us and our business.
If your question isn’t among them, please use our Contact form and we’ll get an answer to you as soon as we can.
What’s the difference between an insurance broker and an insurance agent?
Insurance agents typically work for the insurance company or as a representative of them. Brokers are independent contractors who represent buyers by analyzing their needs and then providing the best policies available to fulfill those needs. Agents are typically reimbursed through a commission structure with the insurance company that they sell policies for. Brokers are also paid on commission from insurance companies, but they may also charge additional fees to customers which must be approved by each customer before the broker can collect.
Agents can write policies and secure coverage for people. Brokers simply submit applications and take care of the paperwork and approval process for clients, with the policy underwriting and coverage approval being the responsibility of the insurance company that is providing the coverage.
What types of insurance do you sell?
At 309 Insurance Solutions we specialize in benefits, like group health and group supplemental, and Key Person insurance. We also offer individual products like Medicare, cancer, life insurance and more.
How do I know how much insurance I need?
Insurance needs vary by the person or business. There’s no one-size-fits-all so we have a real conversation about real coverage. Call (309) 388-2224 to schedule a free consultation today.
Do you charge a fee for your services?
We do not charge our clients fees in most cases. We get paid from our carriers directly.